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Contractors prepare for Ida


We help maximize the claim.

During catastrophic property loss you know insurance companies don't tend to play ball.

Using a public adjuster to help you get the claim squared away for your projects removes the burden of you dealing with the insurance company.

What is a Public Insurance Adjuster?

A Public Insurance Adjuster is licensed and governed by your state as an insurance professional with the goal of indemnifying the policyholder when it comes to property loss/damage. Public Insurance Adjusters have a fiduciary responsibility to the policyholder, to help return them to their financial position prior to the loss. 


Why should I use a public insurance adjuster?

There are many cases where the insurance company acts unfairly to the policyholder. They may deny your claim, under-pay your claim, or delay it for a long period of time. Why? They are in business to make money so the longer they can hold on to the premiums you pay, the more money they make. A Public Insurance Adjuster can get involved in the claim at any point but it is most beneficial to involve him/her at the beginning.

Get up to 750% more on your claim.


Contractors , be prepared for insurance companies to act unfairly.

We also provide free contact data

Speed is critical when a storm hits

Our process gets you to a claim that is paid out quicker post hurricane. As you may know, the insurance companies don't have the capacity to service every customer during a catastrophe. By hiring us, we stay on top of them to ensure you get treated fairly and you're not left months without a resolution.

Step 1 - We evaluate your loss via a property inspection and have you sign a letter-of-representation so that we may represent your claim to your insurance company. 

Step 2 - We will devel0p an extensive report and analyze the language of your insurance policy so that we may effectively negotiate the terms and value of the claim.

Step 3 - Once we are satisfied with the settlement offer the insurance company will distribute payment.


Dealing with the insurance companies comes with a lot of trouble you may not have the bandwidth for. Let us handle the filing, the estimating (definitely welcome your estimates), paper work, phone calls, and all the back-end trouble that comes with pushing these claims through for a maximum payout.

Insurance companies do not always play fair when it comes to making you whole after a property loss has occurred. 

Smart Claims makes sure that you are treated fairly.


According to LA Dept of Insurance, contractors cannot:

  • Investigate, appraise, evaluate, give advice, advocate on behalf of or assist their customer in adjusting a claim.

  • Prepare the insurance claim for their customer. Negotiate the claim with the insurance company on their customer’s behalf.

  • Offer to review the insurance policy or advise their customer on the insurance policy’s coverage.

  • See more SLS 19RS-261

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