Contractors prepare for Ida
We help maximize the claim.
During catastrophic property loss you know insurance companies don't tend to play ball.
Using a public adjuster to help you get the claim squared away for your projects removes the burden of you dealing with the insurance company.
What is a Public Insurance Adjuster?
A Public Insurance Adjuster is licensed and governed by your state as an insurance professional with the goal of indemnifying the policyholder when it comes to property loss/damage. Public Insurance Adjusters have a fiduciary responsibility to the policyholder, to help return them to their financial position prior to the loss.
Why should I use a public insurance adjuster?
There are many cases where the insurance company acts unfairly to the policyholder. They may deny your claim, under-pay your claim, or delay it for a long period of time. Why? They are in business to make money so the longer they can hold on to the premiums you pay, the more money they make. A Public Insurance Adjuster can get involved in the claim at any point but it is most beneficial to involve him/her at the beginning.
Get up to 750% more on your claim.
Speed is critical when a storm hits
Our process gets you to a claim that is paid out quicker post hurricane. As you may know, the insurance companies don't have the capacity to service every customer during a catastrophe. By hiring us, we stay on top of them to ensure you get treated fairly and you're not left months without a resolution.
Step 1 - We evaluate your loss via a property inspection and have you sign a letter-of-representation so that we may represent your claim to your insurance company.
Step 2 - We will devel0p an extensive report and analyze the language of your insurance policy so that we may effectively negotiate the terms and value of the claim.
Step 3 - Once we are satisfied with the settlement offer the insurance company will distribute payment.
DON'T LET THE INSURANCE COMPANIES DELAY YOUR PROJECTS
Dealing with the insurance companies comes with a lot of trouble you may not have the bandwidth for. Let us handle the filing, the estimating (definitely welcome your estimates), paper work, phone calls, and all the back-end trouble that comes with pushing these claims through for a maximum payout.
Insurance companies do not always play fair when it comes to making you whole after a property loss has occurred.
Smart Claims makes sure that you are treated fairly.
BE AWWARE OF STATES THAT DEAM THE UNAUTHORIZED PRACTICE OF PUBLIC ADJUSTING A FELONY
According to LA Dept of Insurance, contractors cannot:
Investigate, appraise, evaluate, give advice, advocate on behalf of or assist their customer in adjusting a claim.
Prepare the insurance claim for their customer. Negotiate the claim with the insurance company on their customer’s behalf.
Offer to review the insurance policy or advise their customer on the insurance policy’s coverage.
See more SLS 19RS-261