Hurricane Henri preparation
Let public insurance adjusters help you protect your property.
What is a Public Insurance Adjuster?
A Public Insurance Adjuster is licensed and governed by your state as an insurance professional with the goal of seeking to indemnify you when it comes to property loss/damage. We have a fiduciary responsibility to you, the insured to help return you to your financial position prior to your loss. Best of all, we work on 100% contingency. If you don't get paid, we don't.
Why should I use a public insurance adjuster?
There are many cases where the insurance company acts unfairly to the policyholder. They may deny your claim, under-pay your claim, or delay it for a long period of time. Why? They are in business to make money so the longer they can hold on to the premiums you pay, the more money they make.
Get up to 750% more on your claim.
If you are serious about being prepared
Speed is critical when a hurricane hits
Our process gets you to claim that is paid out quicker during a hurricane. As you may know, the insurance companies don't have the capacity to service every during a catastrophe. By hiring us, we stay on top of them to ensure you get treated fairly and you're not left months without an answer.
Step 1 - We evaluate your loss via a property inspection and have you sign a letter-of-representation so that we may represent your claim to your insurance company.
Step 2 - We will devel0p an extensive report and analyze the language of your insurance policy so that we may effectively negotiate the terms and value of the claim.
Step 3 - Once we are satisfied with the settlement offer the insurance company will distribute payment.
DON'T LET YOUR INSURANCE DENY YOU BECAUSE OF "FLOOD" EXCLUSIONS.
Hurricane damage can easily be confused with flood damage. Especially when it is in the best interest of the insurance company since most homeowners do not carry flood insurance.
Be aware! They will try to deny you based on flood and other exclusions. Do not get taken advantage of during this storm.
Insurance companies do not always play fair when it comes to indemnifying you after a property loss has occurred.
Smart Claims makes sure that you are treated fairly.