top of page
US country Louisiana Seal Flag painted on strong fist on black background.jpg

Contractors prepare for Ida


We help maximize the claim.

During catastrophic property loss you know insurance companies don't tend to play ball.

Using a public adjuster to help you get the claim squared away for your projects removes the burden of you dealing with the insurance company.

What is a Public Insurance Adjuster?

A Public Insurance Adjuster is licensed and governed by your state as an insurance professional with the goal of indemnifying the policyholder when it comes to property loss/damage. Public Insurance Adjusters have a fiduciary responsibility to the policyholder, to help return them to their financial position prior to the loss. 


Why should I use a public insurance adjuster?

There are many cases where the insurance company acts unfairly to the policyholder. They may deny your claim, under-pay your claim, or delay it for a long period of time. Why? They are in business to make money so the longer they can hold on to the premiums you pay, the more money they make. A Public Insurance Adjuster can get involved in the claim at any point but it is most beneficial to involve him/her at the beginning.

Get up to 750% more on your claim.


Contractors , be prepared for insurance companies to act unfairly.

We also provide free contact data

Speed is critical when a storm hits

Our process gets you to a claim that is paid out quicker post hurricane. As you may know, the insurance companies don't have the capacity to service every customer during a catastrophe. By hiring us, we stay on top of them to ensure you get treated fairly and you're not left months without a resolution.

Step 1 - We evaluate your loss via a property inspection and have you sign a letter-of-representation so that we may represent your claim to your insurance company. 

Step 2 - We will devel0p an extensive report and analyze the language of your insurance policy so that we may effectively negotiate the terms and value of the claim.

Step 3 - Once we are satisfied with the settlement offer the insurance company will distribute payment.


La pérdida de propiedad y la pérdida de artículos pueden ocurrir en cualquier momento.

La mayoría de los titulares de pólizas no se dan cuenta de que su póliza puede cambiar de un año a otro. Nuestros ajustadores públicos manejan su reclamo sin gastos de bolsillo, lo que garantiza que tenga la mejor protección.

Las compañías de seguros no siempre juegan limpio cuando se trata de indemnizarlo después de que ha ocurrido una pérdida de propiedad.

Smart Claims se asegura de que reciba un trato justo.


According to LA Dept of Insurance, contractors cannot:

  • Investigate, appraise, evaluate, give advice, advocate on behalf of or assist their customer in adjusting a claim.

  • Prepare the insurance claim for their customer. Negotiate the claim with the insurance company on their customer’s behalf.

  • Offer to review the insurance policy or advise their customer on the insurance policy’s coverage.

  • See more SLS 19RS-261

bottom of page